Simple.
Give credit.
Optilon's digital credit arena enables financial entities to receive customized credit applications from a wide variety of businesses and offer business credit in a simple, fast and secure process.
Simple.
Give credit.
Optilon's digital credit arena enables financial entities to receive customized credit applications from a wide variety of businesses and offer business credit in a simple, fast and secure process.
Fewer processes,
More opportunities.
Optiloan's system combines innovative technology and artificial intelligence (AI), thus also streamlining the credit granting process and enabling financial entities to offer and receive more, with less:
Operational efficiency
Save time and manpower
Digitization of processes
Standardization of credit applications
Risk management and mitigation
Continuously monitoring credit customer’s profile changes
Filter irrelevant customers
Customers with a lower risk profile
Increase the credit portfolio and the volume of customers
Wide exposure to a variety of customers, from various industries and banks
Receiving requests from customers in the initial stage of the process
The new additions to credit customers are the option to sell products
Provide a simple solution for small businesses
Improving the business customer experience
Credit with higher success rates
Option for credit consolidation
A quick and easy process
The optimal way
For providing business credit
The credit requests submitted by Optiloan are written in accordance with the banking standard and are enriched by cross-referencing information from several sources and assessing the customer's credit risk. This rich information enables financial entities to make informed credit decisions quickly, streamline their business credit system and enjoy growth and diversification in the credit portfolio.
Establishment of the application
The business establishes a digital credit application through Optilon's system, which begins by gathering the information needed to write the application by logging in to the business's accounting system and digitally reading financial statements.
Completing the application
The credit application is written under the supervision of a senior credit advisor and in accordance with the standard in the financial system and even enriches the credit model using data from the business's ERP system.
Submitting the application
Optiloan submits the application to several financial entities simultaneously in accordance with the client's request, the business profile, its credit needs and the financial entity's risk appetite.
Receipt of the request
The financial entity receives the full application which includes rich information about the business, its owner and its credit risk assessment, and can make an informed and quick decision.
Offering and granting credit
The financial entity submits a click-through credit offer that the business immediately sees in its user account. The business borrower can choose to accept the offer or consolidate with additional offers in order to reach the amount of credit requested.
Let's see what it looks like up close
Schedule a demo meetingAlready playing in the arena
Leading financial institutions, banking and non-banking, have already joined Optilon's credit arena:
Do not stay out of the game
Join Israel's business credit arena
Questions?
We will be happy to answer!
Fewer processes, More opportunities.
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