Optimal Credit

At Digital Speed

Optiloan is a smart digital arena that allows small and medium-sized businesses to request, compare and receive credit offers from a wide range of banks and non-banking entities in a simple, fast and secure process

1

Ask

Fill out a short digital form for a credit application and choose between: An application with personal guidance by Optiloan's credit counselor or a digital application by connecting to the business's ERP system.

2

Send

Optiloan will quickly prepare the credit application based on the information received and send it to several financial entities simultaneously in accordance with the specific preferences, needs and characteristics of the business.

3

Select

Compare and choose the most optimal credit offer from the variety of offers received in the system and enjoy competitive and attractive credit terms.

It only takes a few minutes!

Shall we start?

Achieve more,

with less.

Optiloan's system combines innovative technology and artificial intelligence (AI), thus also streamlining the process and improving the results:

Time Saving

The smart platform works for you, collects information automatically and writes the credit application for you and the financial entity thus shortening the credit approval process.

Saving Money

Less fees, less interest, less processes, more options! Applying for credit with Optiloan is the most cost-effective and fastest way to get business credit on optimal terms.

Increasing Chances

The system sends your request to several entities at the same time, thus increasing the chances of receiving the requested amount of credit, from one or more financial entities, in a short time.

Improving Conditions

Receiving bids from different entities improves your bargaining power and allows you to compare bids and save on commissions.

Want to know what your chances of

getting credit are ?

Our fast and free credit calculator at your service

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Select the Optimal Package

State Guaranteed

The Personal Route

For Guided Loans

The credit application will be filled out by an Optiloan credit consultant which will accompany you all the way and will be available to you at any time.

  • An Optiloan consultant will guide you through the process, including training in preparing the necessary documents, submitting the credit application in the fund's systems and meeting with the fund's economist.
  • Examination of the credit offers received from the fund and the financial institutions and adjustment of the optimal alternative for you.

850

+1.2% one-time fee of the total credit

Most Picked

The Direct Route

For Simple Loans

Filling out the credit application digitally and sending it to several financial entities at the same time.

  • An Optiloan consultant will accompany you through the process, including a video call in which he will go over your application with you before sending it.
  • Examination of the credit offers that will be received and adjustment of the optimal alternative for you.

550

+0.8% one-time fee of the total credit

The Fast Track

For Urgent Loans

Fill out the credit application digitally and send it to several financial entities simultaneously
within 24 hours.

  • An Optiloan consultant will accompany you through the process, including a video call in which he will go over your application with you before sending it.
  • Examination of the credit offers that will be received and adjustment of the optimal alternative for you.

750

+0.9% one-time fee of the total credit

All credit products

for all types of businesses

Optiloan supports businesses and makes all the types of credit available on the market accessible to them:

Credit line - receipts are delayed and payments can not be deferred? Choose this product for instant cash flow.

Loans - On the way to making a one-time investment or an unusual expense? Choose this product and repay the loan from surpluses, profits, or from the expected increase following the investment.

Check factoring - Did you receive a deferred check? Need to pay an invoice? Need cash right away? Choose this product and get a credit line for discounting checks or invoices.

Guarantee - Rent a store / office? Submitting a bid for the tender? Choose this product and get a guarantee.

Yes, it's simple.

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Questions?

We will be happy to answer!

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